* F&I in the Era of Digital Darwinism (COVER STORY) - Darwin Automotive's Phillip Battista has some strong opinions about digital retailng and online F&I, and he worries some providers - and their dealers - may soon find themselves in legal peril.
* Auto Finance Data Reveals Affordability Concerns - Fourth-quarter loan balances reached an all-time high for the third year in a row, but records broken for amounts financed and monthly payments raise affordability concerns.
* The '90s Called: They Want their Presentations Back -Are you still rolling out the old NASCAR close? F&I insider says F&I offices need to get with the times and ditch those 'Buy it now or bad things will happen' pitches.
Letters So Here's the Deal Ad Index
Editorial From the Field Mad Marv